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The Insurance Specialist Blog

View the latest blog posts from The Insurance Specialist.

Falling asleep behind the wheel of a car is a very serious risk. In some situations, it can lead to wrecks, significant damage or even the death of another person. Most often, your auto insurance covers the damage you cause to other people. Yet, there are some limits. READ MORE >>

As you build an online presence for your company, you might feel overwhelmed by the fact that you need to create fresh content regularly. Even if you like writing, taking time to think up the topic, write it, and then post it can take upwards of two or three hours. READ MORE >>

Liability insurance is a type of car insurance protecting other drivers should you cause damage to their property or person. Most states require drivers to have this type of auto insurance in place. Yet, state minimums are usually very low. In some cases, they offer so little coverage that you still face significant exposure to risk. READ MORE >>

The foundation of your home is a critical component. Everything builds up from it. A small crack or area of damage could mean the entire structure is at risk. Yet, foundation problems can also be expensive to fix. Will your home insurance help cover your losses? The answer depends on a number of factors. READ MORE >>

You may be looking for a way to add a bit of privacy and comfort to your home. A she-shed, or a he-shed, is a trendy way of doing just that. Converting an outdoor shed into a space for relaxation can be a good thing. Before you do that, though, you need to be sure you are creating a space that is safe. READ MORE >>

Are you planning to obtain a new auto insurance policy? Perhaps you are looking for quotes on an auto insurance policy to save money. When asked about your driving record, be honest. Not doing so is going to cost you in the long term. Most drivers will find car insurance even if they have a few points on their license. READ MORE >>

Many Americans have more possessions than they can keep in a house. As a result, many turn to self-storage businesses to store these items. So, the owners of the operations must insure their business to the highest degree. It helps guarantee operations remain secure in the event of unexpected problems. READ MORE >>

Take a walk around the exterior of your home. Do you have spigots present that provide a source of water outside for the home? What you may not realize is that they create a real danger to the interior of your home, too. While home insurance may cover burst pipes, minimizing the damage risk is essential. READ MORE >>

Are you responsible for another person’s injuries if they happen on your property? Initially, you may believe the answer is yes. But, there are some limitations. If a trespasser enters your property, you still have some responsibility for providing a safe space. READ MORE >>

When an accident occurs, do the right thing. Report it. Call the police to get an official statement over what happened on record. Be sure to file a police report. Then, call your auto insurance agent. The fact is, if you do not report it, chances are they will learn about it anyway. READ MORE >>

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